5 Side Gigs to Help You Get Ahead in 2025

If your schedule’s packed but you’re still trying to bring in some extra cash, you’re in luck.

While some side hustles eat up all your free time - these don’t. Here are a few that you'll actually have time for.

1. Stop paying credit card interest payments until nearly 2027

High-interest credit card payments can be a nightmare. Have you ever wished you could just take a break from them?

You actually might be able to. Many people may not know, but there's a great way to avoid interest payments for over a year or more.

It's called a balance transfer. In simple terms, you move your balance to a new credit card that offers a 0% intro APR for a set period of time, which could help you save on interest.

If you're interested, here are a few great balance transfer cards to look into: link here.

2. Get paid for your screentime (earn up to $80/win)

In 2024, this app gave out $1.5 billion in cash - might be time to try and grab your share of that.

Sounds nuts, obviously, but the idea of playing cash solitaire as a side gig has been around for years, and can be surprisingly lucrative (if you’re good enough, anyway).

The whole thing revolves around Solitaire Cash (a free iOS game).

The game itself is really simple: You play solitaire head-to-head against another real person. Whoever solves their deck the fastest wins real cash.

If you can get good at the game, it can be surprisingly lucrative: typically up to $80/game for the winner. Each game takes ~2 minutes, in my experience.

3. Earn up to $80 playing bingo on your phone

Believe it or not, top professional players are routinely making $1k+/month playing iPhone bingo games (sometimes more).

If you get a minute, take a look at Bingo Cash - it’s kind of like the solitaire game I mentioned above, but it’s basically just fast-paced rounds of bingo instead.

You play against a real opponent, and the winner of the game wins a real cash prize.

4. Cancel your car insurance

Believe it or not, the average American family still overspends by $461/year¹ on car insurance.

(Sometimes it’s significantly more: I saved $1,300/year when I switched)

Here’s how to quickly see how much you’re being overcharged (takes maybe a couple of minutes):

• Pull up Coverage.com – it’s a free site that will compare offers for you

• Answer the questions on the page

• It’ll spit out a bunch of insurance offers for you.

That’s literally it. You’ll likely save yourself a bunch of money.

Here’s a link to Coverage.com

5. Switch to a high-yield savings account

Most regular savings accounts pay you nearly nothing when it comes to interest (~0.41% is the national average).

Some banks offer dramatically better rates. SoFi®, for example, has a savings account with up to 3.80% APY as of the time I’m writing this (9x higher than the avg.).

E.g. if you park $100k in their savings account, you’ll earn up to $3,800 in interest in a year.

Open an account here, if you’re interested.

6. Get a better cash back credit card

If you’re dealing with credit card debt, a 0% intro APR credit card could give you some much-needed relief. It’s actually a smart way to tackle your balances without the added weight of interest slowing you down.

On top of that, these credit cards offer an impressive up to 5% cash back on qualifying purchases.

Whether you’re in the midst of paying off debt, or just looking for a smarter way to shop, these cards are pretty great options. You might be surprised at just how much you can actually save, check it out here.

7. Don't pay home repairs until you do this

If you have a home warranty, your warranty company will likely pay your home repair bills for you.

If you don’t have a warranty yet, think about getting yourself one. Choice Warranty is pretty good (link here).

Home warranty companies usually have pre-vetted maintenance and repair workers ready to get the job done (which is one less thing to worry about).

If you’re interested just enter your zip code here to look at pricing etc. Could save you a bunch of money the next time something breaks down.

8. Your house is likely worth more than ever, yet you haven't received a single dime

If you own your home but are low on cash, you might want to look into a HELOC (home equity line of credit). It’s more/less a credit card, but you borrow against your home’s equity.

They usually have lower interest rates and more flexible terms that a typical loan would.

Here’s a calculator you can use to see how much money you could access: link.

9. Refi your home loan

With interest rates dipping right now, it could be smart to take a closer look at your home loan.

Even a small drop in rates can mean significant savings over time, so locking in something lower now could potentially pay off down the line.

There are a few lenders offering some pretty competitive rates and flexible terms at the moment. If you’ve been on the fence, this might be a good opportunity to do something before things shift again. Here’s a link to one of those lenders.

That’s all (for now).

Thanks for reading!