6 Things That Help When You’re Living Paycheck to Paycheck

You scrape by till Friday. Then it’s Monday again, and you’re back at zero. Like clockwork.

Groceries, rent, bills, gas. Your paycheck disappears before you can even breathe.

It shouldn’t have to be this brutal. A couple of smart tweaks and you could bring in extra cash - no second job, no burnout, no hustle overload.

Here’s how to start:

1. See if this company will pay off your credit card debt for you.

If you’ve got $10k+ in unsecured debt (think credit cards, medical bills, etc), you could use a debt relief program and potentially reduce it by around 23% (on average).

Here’s how to quickly see if you qualify for debt relief:

• Head to National Debt Relief’s site here

• Answer the questions on the page

• They’ll give you an estimate on how much they could save you.

Simple as that. You’ll likely end up paying less than you owed and could be debt free in 24-48 months.

Here’s a link to National Debt Relief.

2. Earn up to $80/win playing this phone game.

Sounds nuts, obviously, but the idea of playing cash solitaire as a side gig has been around for years, and can be surprisingly lucrative (if you’re good enough, anyway).

The whole thing revolves around Solitaire Cash (a free iOS game).

The game itself is really simple: You play solitaire head-to-head against another real person. Whoever solves their deck the fastest wins real cash.

If you can get good at the game, it can be surprisingly lucrative: typically up to $80/game for the winner. Each game takes ~2 minutes, in my experience.

3. Get paid to play speed bingo ($80/win)

Believe it or not, top professional players are routinely making $1k+/month playing iPhone bingo games (sometimes more).

If you get a minute, take a look at Bingo Cash - it’s kind of like the solitaire game I mentioned above, but it’s basically just fast-paced rounds of bingo instead.

You play against a real opponent, and the winner of the game wins a real cash prize.

4. Cut your auto insurance payment by $450+/year.

Believe it or not, the average American family still overspends by $461¹ on car insurance.

(Sometimes it’s significantly more: I saved $1,300/year when I switched)

Here’s how to quickly see how much you’re being overcharged (takes maybe a couple of minutes):

• Pull up Coverage.com – it’s a free site that will compare offers for you

• Answer the questions on the page

• It’ll spit out a bunch of insurance options for you.

That’s literally it. You’ll likely save yourself a bunch of money.

Here’s a link to Coverage.com

5. Stop getting price-gouged when you shop online

You might be surprised how often you’re overpaying on Amazon and elsewhere.

Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices.

I typically hate browser extensions with a fiery passion, but if you don’t have Capital One Shopping installed yet, do yourself a favor and grab it.

When you shop online (on Amazon or elsewhere) it will:

• Auto-apply coupon codes to potentially help save you money

• Compare prices from other sellers to help make sure you’re not missing out on a better deal

Here’s a quick example of how it works:

Savings will vary, this is just an example, of course.

Whenever the extension finds an available discount, you’ll see a little savings alert pop-up. For example, here you can save $32 on this air fryer.

Here’s a link to install Capital One Shopping, if you’re interested.

6. Let a company pay your home repairs for you

Picture this: your trusty furnace suddenly throws a tantrum in the dead of winter, leaving you shivering and facing a repair bill that could cost you way more than you anticipated.

If you had a home warranty, you could be covered the next time something breaks down. It’s like having a safety net for your home (think plumbing, electrical, appliances, etc).

If you don’t have one yet, Choice Home Warranty is one of the bigger companies out there.

Bonus: home warranty companies usually have qualified, pre-vetted maintenance and repair workers ready to get the job done (which is one less thing to worry about).

If you’re interested just enter your zip code here to find a home warranty plan. It could save you a bunch of money the next time something breaks down.

That’s all (for now).

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